Predictive Analytics and FinTech Applications: Their Impact on Corporate Investment and Funding Decisions

Abstract

The rapid evolution of Financial Technology (FinTech) has transformed the way corporations manage financial operations, investment planning, and funding decisions. Predictive analytics, powered by artificial intelligence, machine learning, big data, and advanced statistical techniques, has emerged as a critical component of FinTech solutions. These technologies enable organizations to forecast market trends, assess investment opportunities, evaluate risks, and optimize funding structures with greater accuracy than traditional financial methods. This study explores the relationship between predictive analytics and FinTech applications and examines their impact on corporate investment and funding decisions.